Personal Insurance

Sagen & Associates offer a number of insurance products through a number of top-rated carriers to ensure all of your assets are properly covered, and covered at the best possible rates.

Auto Insurance

Personal auto insurance serves as protection against liability for bodily injury and property damage in connection with your ownership, maintenance, or use of personal vehicles. It also covers damage done to your vehicle if you have comprehensive and collision coverage. Other optional coverages such as emergency road service and rental car coverage are available.

Please contact our agency and let one of our experienced auto insurance agents explain the different liability limits, comprehensive (examples are wind, fire, hail, glass breakage and hitting a deer), collision (which includes coverage for damage done by an uninsured motorist or an unknown hit & run driver), uninsured motorist, medical payment coverages, and deductibles that are available for you to choose from. We offer affordable insurance policies from leading insurance companies serving Wisconsin. With all the new laws in place let us explain the different coverages needed today.

Homeowners Insurance

Insurance for your home is one of the most important forms of personal insurance. The typical home insurance has two main sections:

  • Section I – Insurance coverage for your property. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification.
  • Section II – Personal  liability coverage to cover you  from things that happen on your property and off premise.

Home insurance is many times required by lenders to obtain a mortgage. Renters, or Condominium Insurance are some other forms of homeowners insurance available.

Complete the Auto-Home Insurance Quote request on this page and one of our friendly, experienced agents will contact you.

Farm & Crop Insurance

Our agency offers several different experienced farm insurance carriers that provide coverages for all areas of agriculture.  We can provide you with a custom tailored insurance package from a few head of cattle to several thousand or a small cash crop farm to several thousand acres.  We also offer packages for suburban estates that may have a few acres and a set of farm buildings.

Motorcycle Insurance

Motorcycle Insurance includes various Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available to choose from. We offer affordable motorcycle insurance policies from several different companies.

Boat Insurance

Our agency offers boat insurance from many leading quality companies. The coverage can be endorsed on to your homeowners insurance or written on a separate policy.  Let  Sagen & Associates Insurance’s staff of experienced agents explain the different coverages that are available.

Recreational Vehicle Insurance

We offer affordable recreational vehicle (RV) insurance policies from several different companies.  Let one of our experienced agents describe the different Liability limits, Comprehensive, Collision, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Replacement Cost coverage for newer RV’s, and the deductibles that are available for you.

Wedding Protector Insurance

Sagen & Associates is now also proud to offer Wedding Protector Plan options for peace-of-mind for that big day. Click the Wedding Protector Plan button below to learn more.

Sagen - Wedding Protector Plan


Umbrella Insurance

Umbrella insurance, or Excess Liability insurance covers over all of your other liability exposures, such as auto, home, motorcycle, ATV, RV, farm and boat insurance. Coverage limits are written in increments of $1 million.